How to use the phrase "top-up"
Definition: To "top-up" something means to add on to something, usually to improve the current situation.
Example 1:
When your EZ-link card (a stored value ticket for public transport) no more money, then to "top-up" the card means to add money to it, so you now have money to take the bus or MRT!
Example 2:
One has already studied and attained a diploma, and with another extra few months of studying, the diploma becomes a full Bachelor's degree. This is how you "top up" your diploma to a degree.
Example 3:
Your computer software is outdated, and is unable to run without an upgrade. It's time to "top up" your software!
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